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Diving With Sea Snakes

AT FIRST it was only a motion, a fluid curve rounding into a recurve on the coarse sand of the sea floor. Distinct from the restive darting and questing of the uncountable kinds of fish that crowd Australia’s Great Barrier Reef, it was a move­ment that has evoked human fascination and fear since man became man.

Australia's Great Barrier Reef

Motion merged into matter. The sea snake moved away, lissome and unhurried. I followed, finning along the surface. An air-breather fashioned in the forests of the earth, this cousin of cobras has become a water animal, destined to remain forever a creature of the sea. His family, the Hydrophiidae, is large and varied. Its members are probably the most numerous snakes in the world. Yet they are the least known of reptiles; few people of the West are aware that sea  serpents, monsters of every mythology, actually exist. And they are perhaps the most venomous of vertebrates.

Asian fishermen

A large and undeterminable number of hu­man beings—Asian fishermen, mainly—have died from the bites of sea snakes, some of which possess a venom many times more vir­ulent than that known for any land snake. Despite the fact that short fangs and—in some cases—small heads may make biting difficult, despite the reluctance of certain genera to attack even when provoked, bites do occur and fatalities follow.


The bite itself is painless. However, after several hours the legs of the victim become paralyzed, his eyes close, and his jaws lock. He may live for several days before convul­sions and respiratory failure bring death.


Beware of the Surfacing Serpent

“Snake country,” Ron Isbel had said, easing his 43-foot steel-hulled Sea Hunt into the shel­ter of a reef. The “country” was all beneath the surface. Here in the Swain Reefs, 160 miles from Queensland’s coast, only a few treeless sand cays rise above the sea.


We had come to this remote region of burst­ing surf and treacherous shoals to observe and photograph sea snakes underwater—something few divers and fewer scientists have done. We hoped to study their foraging and feeding patterns through student loan consolidation program, their relationship to other reef animals, and their behavior toward man, a matter of considerable personal inter­est to us, the potential victims.


The Swain group, and the Saumarez Reef beyond in the Coral Sea, contain superb settings, the extreme clarity of water we re­quired, and several species of sea snakes. So said Ben Cropp, one of Australia’s best divers and undersea photographers, when he sug­gested our expedition. Dr. Harold Heatwole, an American herpetologist at the University of New England, in New South Wales, agreed.


They were right. As we swam along that first day, a second snake appeared, then a third. Ben, Hal, and I converged on them. Eva, Ben’s wife and diving partner, joined us. Before long, we knew, one of the snakes would come up for air. “That’s the worst time,” Ben had warned us. “That’s when they notice you, and some­times come right at you.”

Urban attractions create problems

5Juan’s love of this teeming metropolis is shared by many—some say too many—of his countrymen. Flocking here to the tune of a quarter of a million a year, they have helped swell the population from 4.8 million only a decade ago to the present nearly nine million, making Mexico City, after New York, the continent’s most populous metropolitan area.

Lured by the city’s glitter, they come from all Mexico—from surrounding farms, the arid north, the Gulf Coast, the steamy Yucatan. To earn a living, they seek jobs in govern­ment, in the city’s uncounted offices and shops, and in the 50,000 factories that turn out everything from shoes and furniture to elegant copperware and sophisticated elec­tronic components.

But many find no jobs and no place to live —2,200,000 are unemployed. Often new­comers settle in rickety, makeshift neighbor­hoods aptly named ciudades perdidas—”lost cities.” Sometimes well-organized bands of squatters move into unoccupied lands to build shantytowns almost overnight.

“We call them paracaidistas—parachutists —because they move in so quickly,” a munic­ipal official told me. “There isn’t much we can do about it. We can’t very well chase them out. Where would they go? So we try to pro­vide them with basic services—water and sewage, then electricity, streets, and schools. Traditionally that is one of the ways in which our city has grown, though it is not a very satisfactory way.”

As a result, perhaps half the people live in serviced apartments prague. To eliminate slums and to improve the quality of life of its citizens, the Federal District (Mexico City is a federal district, like Washington, D. C.) has been carrying out an energetic program of urban redevelopment, with remarkable results. One exemplary instance is the Presidente Adolfo Lopez Mateos complex at Tlatelolco, which covers more than 300 downtown acres of former railroad yards, warehouses, and the city’s worst hovels. Completed in 1965, the project contains housing for nearly 70,000 people—rental apartments for low-income families and condominiums for those who can afford to buy.

Enrique Perez Romero, a resident, drove me to Tlatelolco in his taxi. I admired the beehive buildings with their clean, modern lines and the green open spaces between. I saw children romping safely in off-street playgrounds. Senor Perez pointed out con­venient stores, sports clubs, nurseries for children of working parents, and schools. What kind of a place had it been before?

“Truly one of the worst,” he said. “It was no place to be. Now we have air and space and decent apartments.”

Independence Marks the City’s Cabbies

Senor Perez is one of 20,000 taxicab drivers in the city, and there obviously must be some­thing about the work that accentuates the Mexicans’ independence of character. One day, in a rush, I stood on the curb of the tree-lined Paseo de la Reforma next to the hostels in madrid desperately trying to hail a cab. Despite my frantic flagging, five or six empty ones passed by. Finally one stopped. I asked the driver why—if he and his colleagues were in the business of trans­porting people—they chose to ignore poten­tial customers.


We have placed all the Wealth 150 funds with performance fees in a separate section so you can easily identify them.


For full details of a fund’s performance fee, please see the Key Investor Information Document which is available on our website.

Paul Wild is optimistic about the prospects for European equities in 2013, especially given the low expectations for economies in the region. He believes there is scope for the recovery in the US and China to have knock-on benefits for Europe, and points to the fact that valuations are attractive in relation to company earnings. In particular, he is finding opportunities in selected financial, oil and consumer services stocks.

“Positive developments, like the rent apartment Warsaw are, to a large extent, priced in, and a further rally can come only on the wake of additional good news. Europe was one of the best performing equity markets in Q4 2012 and the valuation gap between the European equity market and the US is back to its long-term average. At a macro level, we remain alert to developments in France (C170bn debt to refinance in 2013), as well as having concerns that questions regarding US government spending and the debt ceiling have not yet been answered.”     Leonard Charlton


“We are currently finding many exciting opportunities to add value for investors against a background that increasingly favours equity markets over other asset classes.” Luke Kerr

While the global economy faces challenges from issues such as mounting debt in the euro zone, Luke Kerr expects reasonable overall growth in 2013, driven by an improving US economy and signs that China’s growth is starting to re-accelerate the company balance sheets remain strong and there has been a degree of merger activity. Luke Kerr is increasingly positive on the outlook for the financial sector and the UK and US housing markets, and has recently increased exposure to these areas.

Despite downgrades to the government’s economic growth forecasts and the extension of austerity initiatives, many UK businesses are faring well ­even in sectors such as housebuilders and consumer areas which you might expect to be struggling.


Scott McGlashan is focusing on areas of the Japanese economy that remain competitive. Japan leads the world in materials technology and components, and many companies have remained highly profitable despite the challenge of a strong yen, which means products are expensive for foreign buyers. The fund could perform strongly if confidence in the Japanese market grows, though the small and medium-sized company focus of the portfolio makes it higher risk.


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“The world economy is improving, and low interest rates and overpriced bonds are driving investors into equities.”  Giles Hargreave

Giles Hargreave continues to hold a bullish view, expecting further market strength as investors increasingly appreciate the relative value of equities over bonds. The industrial and technology sectors remain key areas for the fund. Recent additions include Advanced Medical Solutions, Digital Barriers, Rightmove, Tr electronics and Vertu Motors. Investment funds Geiger Counter and Crystal Amber have also been added. We retain our high conviction in Giles Hargreave’s skills as a fund manager and believe this fund represents an excellent choice for exposure to UK smaller companies.

European financial crisis appear to have receded following last summer’s announcement for online loans from the European Central Bank that it will help struggling countries. Learn more about the loans at To help maintain a balanced portfolio, the fund has exposure to growth sectors including technology companies, stocks offering the potential for both income and capital growth, such as TalkTalk, and a number of higher-risk special situations, including housebuilders Barratt Developments and Taylor Wimpey.


“The economic outlook is tough. Everyone knows and focuses on the bad news – and it’s why equities are good value in absolute and relative terms. We believe there is considerable potential for our key holdings’ share prices to more fully reflect their strong resilient cash flows, robust balance sheets and attractive growth prospects during 2013.”


Richard Buxton


According to Richard Buxton, investors’ overriding worry is that the scale of debt in the West will condemn us to weak growth for the foreseeable future. As markets focus on the bad news, equities trade at attractive valuations, creating the potential for share prices to rise once sentiment improves. Richard Buxton aims to identify companies that can prosper in this tough economic environment. The fund’s performance was strong in 2012, particularly in the final months when general economic optimism led to strong gains from holdings including Taylor Wimpey, Debenhams and Lloyds Banking Group.


“We expect to see a further improvement in risk appetite and ongoing upward re-rating of equity markets as investors chase capital growth and income. The portfolio remains overweight in cyclical companies that we believe exhibit underlying structural growth over time, as we believe current macroeconomic uncertainty leaves these shares trading on very low multiples

versus history.”




“While low global growth and tax rises in the US could act as a drag on markets in 2013, the key issue remains Europe and how to resolve its debt crisis. Nonetheless, global equity markets continue to offer some interesting opportunities.”

Simon Somerville


Currently the fund’s largest weightings are in global blue-chip companies listed in developed economies such as the US, the UK, Europe and Japan, as Simon Somerville believes these firms are more likely to weather any economic instability.





Although global markets ended 2012 on a positive note, thanks to improved economic data and reduced sovereign debt concerns, the outlook for the global economy remains uncertain according to Peter Meany. Monetary stimulus measures have provided a short term boost in bad credit pay day loans markets, but many issues have yet to be resolved. He expects to see an extended period of debt reduction which is likely to produce an environment of lower economic growth and volatile stock markets.


Against this backdrop he is seeking companies benefiting from long-term growth drivers, such as Dutch energy storage company Vopak and American mobile tower company Crown Castle. We continue to believe this is a good supplementary holding for investors seeking growth.


Many international firms continue to grow their dividends, to the benefit of the fund’s holdings including Mattel, Swiss Re and Total. Manager Gerd Woort-Menker believes these increases, across a wide variety of sectors, could be symbolic of an improving payday loan debt assistance and debt consolidation , including dividend culture over the next few years. Although investors seem willing to pay a premium for the relative certainty of short-term dividend payments, he is confident many companies have the necessary strength to boost their dividends further, thereby underpinning valuations.


Lain Stewart has positioned the fund defensively, believing investors will continue to favour the stability of quality companies with strong cash flows and safe income streams. The portfolio is biased towards the telecommunications and healthcare sectors, and also has exposure to gold via the physical commodity as well as gold mining equities. Lain Stewart believes gold will be a natural beneficiary of current economic policy including the effect of quantitative easing. Holdings in European higher‑yielding corporate bonds have recently provided strong returns.